Motor vehicle accidents in New York
New York's crash exposure is really two markets in one. Downstate, the five boroughs plus Long Island and the lower Hudson Valley generate relentless stop-and-go volume — pedestrian strikes, rear-end pileups, and for-hire and rideshare collisions across the FDR, the BQE, the Long Island Expressway, and the bridges and tunnels feeding Manhattan. Upstate, the New York State Thruway (I-90) and I-87 carry higher-speed travel through Albany, Syracuse, Rochester, and Buffalo, with lake-effect winter weather adding its own hazard.
New York City and the surrounding counties dominate intake volume nationally, but the upstate metros produce a steady flow of highway-speed, high-injury cases as well. The scale and density here mean a firm's real constraint isn't finding cases — it's getting to the right claimant before four other firms do.
New York injury law that shapes these cases
New York allows three years from the date of the crash to file a personal-injury lawsuit — a workable window, though claims against government entities (MTA buses, city vehicles) carry much shorter notice-of-claim deadlines that intake needs to flag immediately.
New York is a no-fault (PIP) state. Every driver's own no-fault benefits — a mandatory $50,000 in Personal Injury Protection — cover medical costs and lost wages regardless of fault, and the claimant must notify their insurer within 30 days. To sue the at-fault driver for pain and suffering, the injury must clear New York's "serious injury" threshold under Insurance Law § 5102 (for example, a fracture, significant disfigurement, permanent limitation, or an injury preventing normal daily activities for at least 90 of the 180 days after the crash). Screening for a genuine injury is therefore what separates a real case from a no-fault-only claim.
Once a case clears the threshold, fault runs on pure comparative negligence: a claimant recovers even if mostly at fault, reduced only by their percentage of blame. Minimum liability limits are $25,000 per person / $50,000 per accident for bodily injury and $10,000 for property damage.
How we screen New York leads
New York leads come only from campaigns we run and capture ourselves, delivered to a single firm — never a shared or resold list. Each claimant is screened for a recent accident within the last year, a real reported injury, and a statement that they were not the at-fault driver so there is a liable party to pursue.
In a no-fault state built around a serious-injury threshold, the injury screen is the whole ballgame — a claimant reporting a genuine, significant injury is the one whose case can actually leave the no-fault system and become a bodily-injury claim worth pursuing.
New York advertising & lead-gen compliance
In the country's most crowded PI market, how leads are sourced is a compliance question, and Kurios treats it as one. The federal TCPA requires prior express written consent for marketing calls and texts to consumers. The FCC's one-to-one consent rule was vacated by the 11th Circuit in January 2025 and is no longer in force, but valid consent is still required, and the FCC's April 2025 consent-revocation rules require opt-outs to be honored promptly. Every New York claimant we deliver is captured with consent on campaigns we operate ourselves.
New York also enforces some of the most detailed attorney-advertising rules in the nation — the New York Rules of Professional Conduct 7.1–7.3 (22 NYCRR Part 1200) prohibit false, deceptive, or misleading communications about a lawyer's services and tightly regulate solicitation, including of accident victims. A lead source that markets with guaranteed results or misleading urgency can pull the buying firm into that regulatory exposure.
Kurios is built to keep that risk off your firm. Our capture is documented and consent-based, our landing pages carry the disclosures the rules require, we make no guarantees or predictions of outcome, and each lead goes to one firm only. A non-compliant vendor's liability becomes yours the instant you buy from it; our posture ensures the leads you receive don't threaten your New York bar standing or your budget. For the authoritative rules behind all of this, see the New York State Bar Association’s attorney-advertising rules and the FCC’s TCPA rules on telemarketing and robocalls.
Why New York personal injury firms work with Kurios
In New York, where competition is fiercest and lead prices are highest, the number that decides everything is cost per signed case. Every New York lead is exclusive to one firm — never shared, resold, or recycled — screened for a recent crash, a genuine injury likely to clear the serious-injury threshold, and clear fault, then delivered to your CRM (Filevine, Litify, Salesforce, and others) in under 10 seconds, so your intake team calls first before four other firms reach the same claimant across the five boroughs. No washed lists, no wrong numbers, no spend torched on claimants already signed. Start with a 3-month test batch of 50 exclusive leads a month — month-to-month, cancel anytime within the 3 months, no retainer — so you can prove cost per signed case on your own numbers. See the full MVA lead program for every accident type we cover.
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See If You QualifyFrequently Asked Questions
What's the statute of limitations for a car accident claim in New York?
Three years from the date of the accident for personal-injury claims. Claims against government entities carry much shorter notice-of-claim deadlines.
Is New York a no-fault state?
Yes. New York is a no-fault (PIP) state with a mandatory $50,000 in Personal Injury Protection. To sue for pain and suffering, the injury must meet the statutory 'serious injury' threshold.
How does fault affect a New York claim?
Once a case clears the serious-injury threshold, New York uses pure comparative negligence — a claimant can recover even if largely at fault, with the award reduced by their percentage of blame.
Are your New York leads exclusive?
Yes. Every New York lead is delivered to one firm only — never shared, resold, or recycled.
How fast do New York leads reach my CRM?
In under 10 seconds. We push each lead directly into your CRM in real time so your intake team can call immediately.
Are Kurios New York leads TCPA-compliant?
Our campaigns follow the federal TCPA, which requires prior express written consent for marketing calls and texts, and we honor opt-outs promptly under the FCC's April 2025 revocation rules. The one-to-one consent rule was vacated in January 2025, but the consent requirement — which we meet — still applies.
Does New York's attorney-advertising regime create risk when buying leads?
It can if the source is non-compliant. New York's Rules of Professional Conduct 7.1–7.3 bar deceptive claims about legal services and heavily regulate solicitation. Kurios uses consent-based capture, compliant disclosures, and no outcome guarantees, so that exposure does not travel with the leads.