Motor Vehicle Accident (MVA) & Car Accident Leads in Montana

Motor vehicle accidents in Montana

Montana is a big-sky, big-distance state, and its crash profile reflects that. The bulk of the miles are logged on Interstate 90 running east–west through Billings, Bozeman, Missoula, and Butte, and Interstate 15 heading north–south from the Idaho line up through Helena and Great Falls toward the Canadian border. Long rural two-lane highways, winter ice, wildlife crossings, and tourist traffic feeding Glacier and Yellowstone all push serious-injury collisions well above what the state's small population would suggest.

Billings is the largest population center and the busiest intake market, followed by Missoula, Great Falls, and the fast-growing Bozeman corridor. Because so many Montana crashes happen at highway speed on open road, the injuries tend to be significant — which is exactly the kind of case a plaintiff-side firm wants in front of it fast.

Montana injury law that shapes these cases

Montana gives an injured driver three years from the date of the crash to file a personal-injury lawsuit (property-damage claims run on a separate two-year clock). That is a comfortable window compared with the tighter states, but intake still lives and dies on speed to contact.

Montana is a traditional at-fault (tort) state — there is no PIP or no-fault layer to work around, so the at-fault driver's liability carrier is on the hook from the start. Fault is decided under modified comparative negligence: a claimant recovers as long as their share of fault is not greater than 50%, with the award reduced by their percentage. Cross 51% and recovery is barred entirely, which makes the "not at fault" screen worth real money on every lead.

Minimum auto liability limits are $25,000 per person / $50,000 per accident for bodily injury and $20,000 for property damage. Those thin limits mean underinsured-motorist coverage frequently drives the recovery, so intake teams should be asking about UM/UIM early.

How we screen Montana leads

Every Montana lead comes from campaigns we run ourselves — not a shared pool bought and resold. Before a lead ever reaches you, the claimant is screened on the three facts that decide whether a case is worth a call: a recent accident (within the last year, while the claim is live), an actual reported injury rather than a scrape-and-dent, and a statement that they were not the at-fault driver so there is a liable party to pursue.

Because Montana is a comparative-fault state with low policy minimums, that fault screen matters twice over — it protects the viability of the claim and points your team toward the UM/UIM questions that often carry the file.

Montana advertising & lead-gen compliance

Every claimant we deliver comes through consent-based, advertising-driven campaigns that sit inside the federal framework. Under the federal TCPA, marketing calls and texts to a consumer require prior express written consent, and while the FCC's one-to-one consent rule was vacated by the 11th Circuit in January 2025 — so it is not in force — proper consent is still mandatory, and the FCC's consent-revocation rules that took effect in April 2025 mean opt-outs have to be honored promptly.

On top of that federal baseline, Montana attorneys answer to the Montana Rules of Professional Conduct, which — like every state bar — prohibit false or misleading statements about a lawyer's services and regulate direct solicitation of accident victims. A lead source that leans on outcome guarantees or deceptive "act now" messaging can drag the buying firm into that exposure.

Kurios keeps that risk off your desk. We run documented, consent-based capture, our landing pages carry the required disclosures, we make no guarantees or predictions of outcome, and each lead is delivered to a single firm — never blasted to a shared pool. A non-compliant vendor's problem becomes your problem the moment you buy from it; our posture is built so the leads you receive don't put your bar standing or your bank account at risk. For the authoritative rules behind all of this, see the State Bar of Montana’s attorney-advertising rules and the FCC’s TCPA rules on telemarketing and robocalls.

Why Montana personal injury firms work with Kurios

Montana firms come to Kurios for one number: cost per signed case, not cost per lead. Because every lead is exclusive to one firm — never shared, resold, or recycled — screened for a recent crash, a real injury, and clear fault, and delivered to your CRM (Filevine, Litify, Salesforce, and others) in under 10 seconds, your intake team calls first and signs more of what it works. No washed lists, no wrong numbers, no paying twice for a claimant three other firms already called across the Billings and Bozeman corridors. Start with a 3-month test batch of 50 exclusive leads a month — month-to-month, cancel anytime within the 3 months, no retainer — so you can prove cost per signed case on your own numbers. See the full MVA lead program for every accident type we cover.

Frequently Asked Questions

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